Money-saving tips you need to try!
As a freelance journalist and communications consultant, my monthly income can vary widely depending on the month and amount of work I get. Now that I am in my 30s, I’m thinking much more about costs associated with healthcare, saving for retirement and self-employment taxes. I’ve always been frugal – growing up I kept my money locked in a brown wooden box – but now I spend money on items and experiences rather than things, mostly. I tend to save in various ways.
I’ve been keeping track of my monthly expenses and income for years now. It doesn’t necessarily keep me from purchasing an item, but it’s a good way to see how much I spend each month. I have a column for amount spent, amount earned, bank account total and any notes, such as payment for quarterly taxes as a freelancer. I can quickly gage how much income I’m bringing in, which helps me plan for the future.Face it. We’ve been doing this for a while now. But it’s worth repeating.
Use these little tips and tricks and hopefully you’ll be seeing some extra green wherever and you save your money!
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