A financial planner says most people fall into one of 2 categories, and the key to paying off debt is moving from one to the other

The first step is figuring out how to live within your means

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and recommendations are always independent and objective. If you want to start paying off consumer debt, says one financial planner, the first step is figuring out how to live within your means, or make more than you spend.

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and recommendations are always independent and objective. If you want to start paying off consumer debt, says one financial planner, the first step is figuring out how to live within your means, or make more than you spend.

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