ACA marketplace open enrollment starts November 1: 5 tips to help you navigate the process

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ACA marketplace open enrollment starts November 1: 5 tips to help you navigate the process
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For the cost of an ad-free Netflix subscription, most consumers can find Affordable Care Act marketplace health coverage during the open enrollment period that starts this week.

Four out of five customers shopping in the ACA marketplace will find 2023 coverage for $10 or less per month after subsidies, according to federal government estimates. ACA open enrollment starts November 1 and ends January 15 in most states, but consumers must sign up by midnight December 15 to get coverage that starts January 1.

A record 14.5 million people signed up for 2022 marketplace health coverage during last year’s open enrollment, according to the federal government, including nearly 6 million who newly gained coverage, helping to drive down the uninsured rate to an all-time low of 8%.1. Despite rising premiums, plans won’t be more costly for many consumers Although premiums are generally on the rise, many marketplace enrollees won’t feel the pinch due in part to the temporary expansion of subsidies.

3. Narrow provider networks under the microscope Amid growing concerns about plans with narrow provider networks, the federal government is implementing some new network standards for 2023 plans sold through HealthCare.gov designed to ensure that enrollees don’t have to travel excessive distances to see their doctors. On HealthCare.

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