Both cards have tangible benefits like annual statement credits that make up for the annual fee, but there are some pretty significant differences between them
David Slotnick/Business InsiderHowever, redeeming for anything aside from travel offers a poor value, usually 0.5-0.8 cents each, and is generally a poor use of points.
The best use and value — potentially — is to transfer points to airline frequent flyer partners and book flights that way. You might be able to get a dramatically higher value for points this way. . In most cases, the cash price and the miles price of a ticket aren't linked, so it's possible to get exponentially increased value from your points by transferring them and booking an award ticket instead., among other things.
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