Apple's credit card is here, but most people can't use one yet

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Apple's credit card is here, but most people can't use one yet
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Five months after it was announced, Apple's first credit card is now available — but not to everyone.

Hundreds of thousands of people signed up online to be notified when the Apple Card became available. Apple has randomly selected a limited number of them to receive invites Tuesday to apply for and use the new card before it rolls out later this month to everyone who qualifies, the company announced on Tuesday.Apple Card is an Apple-branded credit card issued through Goldman Sachs that runs on Mastercard's network and is only available to iPhone users.

The physical card itself is optional, but free, for people who sign up for Apple Card. It has the usual Apple look: It's white, made of titanium and has Apple's logo on the top left. It's slightly more substantial than a typical credit card and it doesn't display any credit card numbers. To activate the card, you'll need to tap it with an iPhone. The device will receive a notification and walk you through the set-up process.

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