Apple's credit card is all about keeping iPhone users from defecting to Android.
The other side of that coin is that people who have iPhones might want to buy an Android phone when it's time to upgrade. The latest generation of Android phones areThat's where the card comes in: as a way to reduce iPhone churn.
as a part of its services business, a catch-all line item including App Store fees, search engine fees from Google, AppleCare warranties, and subscriptions to iCloud and Apple Music.
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