The Children's Health Insurance Program may be a coverage option for kids of parents who've recently lost their Medicaid coverage, or soon expect to.
, or CHIP, may be a coverage option for many people under the age of 19. CHIP is a joint federal and state program that offers health insurance to children from households with incomes too high to qualify for Medicaid, but too low to afford private insurance.Parents who lose their Medicaid coverage during the disenrollment period shouldn't assume that their children no longer qualify either, Donovan said. Kids can be eligible for Medicaid at higher income levels than adults, she explained.
If you receive a notice that your health insurance coverage is ending, try to find out if your child will be kept on the plan.Income eligibility for CHIP varies by state If your child is also being dropped from Medicaid, it is then time to see if they qualify for CHIP, experts say. Income eligibility for CHIP varies by state. In some cases, children can still qualify if their family has a six- figure annual income, saidIn other words: Don't assume you earn too much without checking your state rules.
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