A step-by-step guide to buying a HDB BTO flat
Buying an HDB BTO flat is a rite of passage for most Singaporeans. It’s a sign that you’re finally ready to start adulting for real, and a badge of honour declaring that your mum no longer does your laundry.
Be applying with your fiancé, and be prepared to register your marriage before taking possession of your flat if applying for additional or Enhanced CPF Housing Grant or within 3 months of taking possession of flatBe a citizen with a non-citizen spouse on a visit pass or work pass Story continues You must also not own any other property, HDB or private, locally or overseas. If you are currently a property owner, you’ll need to dispose of your ownership within 6 months from the date of key collection.In 2023, the government introduced a new step to the BTO process—the application of the HFE Letter.
So, once you decide you want to try for a flat, you should apply for the HFE Letter asap rather than wait until a launch you are interested in rolls around.
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