Many low-wage workers in the United States who rely on public benefits may lose access to some or all of those benefits if they earn more, says ...
BOSTON: Forty per cent of all working-age Americans sometimes struggle to pay their monthly bills.
I have researched this dynamic, which experts often call the “cliff effect,” for years to learn why workers weren’t succeeding at retaining their jobs following job training programmes. This uncertainty leads workers like Josie to forgo raises rather than take the risk of getting poorer while working harder. Having to stress out about potentially losing benefits that keep a roof over their heads and food on their table prolongs their own financial instability.
The cliff effect is something social workers see their clients encounter all the time. And it’s maddeningly impossible to figure out for the people experiencing it and researchers like me alike. At the heart of this problem is that the help millions of Americans derive from the nation’s safety net comes from a fragmented system.
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