A good credit score is crucial to gain access to the best credit cards and is key to qualifying for mortgages, securing the best car insurance premiums, and applying for loans.
Payment history, time since opening a credit card, and the amount of debt someone holds are all factors in determining the score.A credit score is a three-digit rating from 300 to 850 that’s calculated based on the status of credit reports.
Credit scores are used by lenders to assess your potential credit risk, and the higher the score, the more likely creditors will note the applicant is responsible and deserves higher rewards or benefits.
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