Be vigilant, and act fast.
Let’s face it: your Social Security number is probably out there somewhere. This federal identification number is used for so many purposes—from tax forms to credit apps to student information forms—that it exists in myriad places. And while organizations that ask for personally identifying information, including your Social Security number , do have an obligation to keep it as secure as possible, mistakes and cyberattacks happen. Sometimes, the person who gives up your SSN to a scammer is you.
You can also invest in other identity theft protection products. These range from monitoring services that alert you to any new activity to credit locks that make it impossible for anyone—including you—to open a new account in your name until the lock is lifted. How do I check to see if someone is using my Social Security number? Unfortunately, the only way to know if someone has your Social Security number is if they put it to use. Identity thieves might use your SSN to get medical care under your name, open accounts in your name, file for a tax refund or steal your government benefits. Checking your credit reports, monitoring your federal and state tax accounts and keeping an eye on all your other accounts is typically the best proactive defense.
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