Health Insurers Want You To Try Cheaper Drugs First, but That Can Hurt You | HealthyWomen

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Health Insurers Want You To Try Cheaper Drugs First, but That Can Hurt You | HealthyWomen
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Has your health insurance policy adopted step therapy?

. This is because doctors may have very good reasons for prescribing particular drugs for specific patients. In such cases, individuals forced to take different medications can suffer severe side effects, complications and health deterioration., an ulcerative colitis patient, was required to take several drugs that were ineffective for him during a six-month period before getting his physician's chosen therapy approved.

In addition, step therapy requirements can come as an unpleasant surprise to doctors and patients. Health insurers do not publicize their step therapy policies, and they can be difficult to locate on health insurers' websites. Unexpected coverage rejections can cause treatment delays, exacerbating patients' health problems.

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