Changes to an approved cancer drug list last September have helped more patients get wider coverage for their treatment. While it may have been a significant improvement in out-of-pocket expenses for many people, is the cost of treating cancer in Singapore still too high? This episode of the Heart of the Matter podcast
some insurers were offering additional coverageDeputy CEO of Providend Ms Goh noted that many patients with a rider have a “buffet syndrome” and often make claims on unnecessary procedures. In turn, insurance companies will charge a higher premium for these riders.
Those who are satisfied with a C-class ward in a restructured hospital will not need extra coverage while others who prefer a more conducive environment and who may want to choose their doctor, will have to upgrade and buy more insurance. “Let's say, the insurance does cover for this occurrence of cancer, what if future treatments, I can't afford it anymore? So that has always been a nagging point for me. And that's why public health care was my first choice all along,” explained Ms Ho.MAKING FINANCIAL DECISIONS AS IMPORTANT AS TREATING CANCER
Evelyn Goh: , it's really a function of what's your healthcare expectations. If you're happy going to C ward at a restructured hospital, no air-con, no TV, no shared bathrooms and all that, then that's fine.
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