How rising interest rates are cutting into what N.J. homebuyers can afford

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How rising interest rates are cutting into what N.J. homebuyers can afford
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Massive home price increases over the past two years and interest rate hikes are making homes harder to afford.

Allison Pries | NJ Advance Media for NJ.com

“The current level of homes prices is not sustainable,” said Jeffrey Otteau, a real estate economist and president of the Otteau Group. “It’s just a matter of time before home prices start to decline.”Home prices increased 12% in 2020 and 15% in 2021, for a total of 27% in two years. And they are expected to keep going up 6% this year and 2% next year before declining, Otteau said.

That’s a difference of $411 per month. “It’s a lot,” said Michael Read of Bridgeway Mortgage and Real Estate Services in Morristown.

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