If you’re in your 20s or 30s, there are other paths to saving and investing toward financial stability and freedom.
Gita Sitaramiah | Star TribuneShe was working at a startup company as the dot-com crisis began. Panicked, she took the first job offer she got. Kashian, who is now an RBC Wealth Management adviser, looks back and thinks she shouldn’t have used all of her savings toward a down payment.
Home ownership has been a substantial contributor of wealth for low-income households, since they hold the majority of their wealth in their homes, according to Habitat for Humanity. Live on less than you makeFor younger people, the reality of paying bills, credit card debt, student loans and seeing rising rents can be overwhelming.
Other ideas to jumpstart savings: Put your tax refund in this account instead of blowing it. Get a credit card that rounds up on purchases and puts the difference into an attached savings account — but pay off the balance monthly.
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