Tools like ChatGPT can help scammers draft flawless prose for phishing attempts.
Six years ago, my mother received a telephone call claiming that her grandson was in trouble. Someone purporting to work for a local police station told her that my nephew, recently sworn in as an officer, had been arrested for drunk driving. All she needed to do was post bail and he wouldn’t be charged.
The true figures are likely much greater, as this only included reported crimes. With the advent of generative artificial intelligence — capable of creating text, images, video and audio that closely mimic humans — the risks of falling victim to cyber fraud have further increased. Luckily, you can take steps to protect yourself by being aware when online, protecting against liability and harnessing the power of AI.
AI can also exponentially speed up the process of testing possible passwords in a cyberattack. Until now, errors in grammar, spelling and style have helped many consumers — and spam filters — detect questionable emails and texts, but tools like ChatGPT can help scammers draft flawless prose for phishing attempts.
1. Slow down: Scammers often prey on visceral reactions of fear, confusion or wanting to be helpful by creating a sense of urgency. We all lead busy lives and are fielding dozens — if not hundreds — of emails and texts a day. Despite these pressures, the best thing you can do when facing an unusual request is to slow down. Give yourself time to use common sense and look for details that might give the fraudsters away.
3. Harness the power of AI: Advances in AI can make you more vulnerable to cybercrime, but they can also help you fight back. We’re still in the early stages, but AI could help make existing defenses, such as spam filters, anti-virus software and virtual personal networks , more effective. AI could also make it easier to generate strong passwords and enhance multi-factor authentication.
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