How to prepare for unemployment before you get the pink slip

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How to prepare for unemployment before you get the pink slip
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Unemployment is set to spike even more — here's how to prepare for a layoff

Without borrowing against something of value, like a house, a personal loan could be another option. Since these loans are unsecured, that generally means the loans come with a higher interest rate than a home equity loan.

Personal loans are well suited for smaller loan amounts than a typical home equity loan, but more than one would want to run up on credit cards — generally, anything up to $35,000.

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