It can be a good strategy if you have crippling high-interest debt
In some cases, a personal loan can help you save money on interest while paying off credit card debt. But knowing exactly how to use a personal loan to pay off your credit cards is important so you don't end up paying more in the long run. If you can refinance credit card debt at a lower rate, you can save money. Some online personal loans are approved instantly and can send you funds as soon as the same day, though most take a few days to approve and transfer funds to your account.
In some cases, a personal loan can help you save money on interest while paying off credit card debt. But knowing exactly how to use a personal loan to pay off your credit cards is important so you don't end up paying more in the long run. If you can refinance credit card debt at a lower rate, you can save money. Some online personal loans are approved instantly and can send you funds as soon as the same day, though most take a few days to approve and transfer funds to your account.
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