While your regular savings account will work, a high-yield savings account will earn you significantly more money in interest
Choosing an account with no monthly service fees is important because fees eat into your returns. Neither
The biggest difference is that Synchrony Bank's high-yield savings account comes with an ATM card so you can access your funds quickly. However, if your goal is to save rather than spend, this might be a drawback. On the other hand,How to start an emergency fund, even if you live paycheck-to-paycheck
Once you're ready to go full-throttle on your emergency fund, most personal finance experts recommend that you have at least three to six months of living expenses saved up in an easy-to-access savings account.
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