Illinois’ Blue Cross will stop covering at-home COVID-19 tests when public health emergency ends next month

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Illinois’ Blue Cross will stop covering at-home COVID-19 tests when public health emergency ends next month
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Pandemic-related national and public health emergencies are set to end on May 11

QuickVue at-home COVID-19 test kits, available for patients at Esperanza Health Clinic in Chicago's Brighton Park neighborhood, on Jan. 13, 2022.

The federal government is encouraging health insurance companies to continue covering at-home COVID-19 tests after May 11 — though that encouragement doesn’t seem to be going far. Other Illinois health insurance companies are remaining mum on the issue. UnitedHealthcare, Cigna and Aetna did not answer the Tribune’s questions about how their coverage will change next month.

Boxes of BinaxNow home COVID-19 tests made by Abbott displayed for sale at a CVS store in Lakewood, Washington, on Nov. 15, 2021. because it can take time for the virus to build up to a detectable level in the body. One negative COVID-19 test does not mean a person doesn’t have COVID-19 and can go about life freely. At-home tests are less sensitive than PCR tests.

“We’re going to see people give up testing,” said Lindsay Allen, a health economist and assistant professor of emergency medicine at Northwestern University’s Feinberg School of Medicine. “Behavior comes down to incentives. We know when we provide people with preventative care at a free or low cost they’re much more likely to use it, and that includes COVID tests. ... As soon as it becomes cost prohibitive, they’re not likely to use it.

“If you have COVID, and you don’t know about it, you could unknowingly go about your life and put others at significant risk,” Landon said.“About 300 Americans are going to die of COVID next week,” Landon said. “What you need to do is make every effort to not be one of those people, and you need to make sure you’re not creating those 300 deaths.”

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