Singaporeans will benefit from increased coverage for hospital stays, outpatient treatments, and groundbreaking therapies under MediShield Life, with changes taking effect progressively from April 2025. The Ministry of Health (MOH) announced these enhancements after accepting recommendations from a council tasked with ensuring the effectiveness of the national insurance scheme.
SINGAPORE - Singapore ans will be able to claim more for hospital stays, and get coverage for additional outpatient treatment s as well as certain new groundbreaking therapies from their MediShield Life policies, when changes kick in progressively from April 2025.
Health Minister Ong Ye Kung said the changes and support measures will strengthen the MediShield Life and MediSave systems, which, when combined, have worked well for Singapore. The first review of Medishield Life in four years has recommended that premiums be increased amid rising healthcare costs, and outpatient coverage be enhanced significantly given that healthcare delivery is increasingly shifting from hospitals to the outpatient, community and home settings,
A new outpatient deductible of $500 per year will also be introduced, but the Government will adjust MediSave withdrawal limits to help patients with the increases. The deductible is the amount a policyholder must pay before an insurance claim can be made. Mr Ong said: “In particular, we are most concerned about unexpected health episodes that require you to stay in hospital for a long time, maybe even the ICU.”
These include, for the first time, wound therapy, a noninvasive form of brain stimulation to treat those with treatment-resistant depression, known as repetitive transcranial magnetic stimulation or rTMS, and a service that offers mechanical-assisted ventilation to those with breathing insufficiency in the comfort of their own home.
MEDISHIELD LIFE Healthcare Singapore Coverage Expansion Outpatient Treatment
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