OCBC's ExtraCash personal loan offers an interest rate of up to 5.43% (Effective Interest Rate: 11.47%), with a monthly repayment of $323 and a processing fee of $100. The DBS/POSB personal loan is available to their existing customers, offering instant disbursal with a minimum annual income of $20,000 for individuals aged 21 to 70 years.
OCBC 's ExtraCash personal loan offers an interest rate of up to 5.43% (Effective Interest Rate : 11.47%), with a monthly repayment of $323 and a processing fee of $100. Personal loan interest rates are dynamic, influenced by factors such as loan tenure. The processing fee reduces the principal amount, increasing the overall cost of borrowing.
DBS/POSB personal loans are available to their existing customers, with an instant disbursal option for those with a DBS/POSB Cashline account or credit card. Eligibility for DBS/POSB loans includes individuals aged 21 to 70 years with a minimum annual income of $20,000, and the loan is open to Singaporeans, PRs, and foreigners with DBS/POSB accounts
OCBC Extracash Personal Loan DBS POSB Interest Rate Processing Fee Eligibility Singapore Effective Interest Rate
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