Pennsylvania ranks among the states with the least amount of credit card debt, according to a new WalletHub study.
said study, which graded each of the 50 states plus Washington D.C. on factors such as residents’ median credit card balances; credit card payments; and how long it would take to pay them off. The data used came from sources such as the Federal Reserve as well as credit card agency,WalletHub ranked Pennsylvania as 48th overall, meaning it was fourth in having the least amount of credit card debt in the United States.
“Falling for the rewards programs that establishments offer for your loyalty can also contribute to credit card debt. These programs come with a price of having to constantly buy more to receive less than the interest on their royalty cards. Unless you travel for work every day, it is best to stay away from these programs they do not benefit the customer but rather than the organization.”
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