Now he's on the hook for almost $5,000 in damages to the other vehicle.
A San Diego family has learned the hard way why it’s important to know every detail about your car insurance and to keep it updated.
Preciado exchanged information with the other driver and reported the accident to his insurance. An adjuster then called for details about the crash and other information, asking if anybody else over the age of 14 lived with him, and he told them his daughter and son, neither of whom had a driver’s license at the time, were also residents of his home.
The California Department of Insurance's investigation into Preciado’s claim didn’t find any wrongdoing by National General, a reminder, Ortega said, that we should all be aware of similar types of provisions in policies.
If you have any doubts, consult your insurance company — it's better to ask questions before than after an accident
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