What is a Cat A, Cat B, Cat S or Cat N write-off?

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What is a Cat A, Cat B, Cat S or Cat N write-off?
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The old Category D classification for crash-damaged cars has been replaced by Cat N, while Cat A, Cat B and Cat S are also used now. Here’s what each of them means and whether you could bag a bargain:

These cars are still very badly damaged, and are again beyond repair. However, their parts can be salvaged and recycled if they're still in a repairable condition.Cars in this category have sustained damage to their structural frame, but can be repaired and re-sold. If you’re thinking of buying a Category S car, make sure that a qualified mechanic has inspected it.

If you think a Cat N car is worth the gamble and you've decided to buy one, there are two further things to consider:Make sure you inform your insurance company that the car is a Cat N. It's likely that it'll have to be marked on your policy; otherwise you risk having any claim turned down in the future.Some used warranty suppliers will provide cover for Cat N cars.

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